Vanguard investing tips

Vanguard Total Stock Market ETF (VTI)

QQQ is already a subset of VTI. You are just increasing your concentration in those stocks. They have certainly done well, but there’s no guarantee the outperformance continues. Vanguard Total Int’l Stock Market ETF (VXUS)

This would combine parts of your FTSE and Artisan Global holdings into a single ETF. Vanguard Bond fund options (pick 1):

Vanguard Total Bond Market ETF (BND) Vanguard Intermediate Term Tax-Exempt fund (VWIUX) If you live in a high-tax state, you might benefit from a state-specific tax-exempt fund like the California Intermediate Term Tax Exempt fund (VCADX)

30% Vanguard Total Stock Market ETF (VTI)

5% Vanguard FTSE Developed Markets ETF (VEA)

5% Vanguard FTSE Emerging Markets ETF (VWO)

The two added up make one.

I like doing it separately, but in retrospect I should have recommended he just buy VXUS and VTI

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uid: 202007091543 tags: #finance

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